The EEOC has enforcement authority over the adverse action provisions of the FCRA. True or False?

The statement is false because the Equal Employment Opportunity Commission (EEOC) does not have enforcement authority specifically over the adverse action provisions of the Fair Credit Reporting Act (FCRA). The FCRA is primarily enforced by the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) regarding consumer reporting issues, while the EEOC focuses on enforcing federal laws against employment discrimination.

Adverse action provisions under the FCRA require employers to follow specific procedures when they take actions like denying employment based on a consumer report. Although the EEOC may handle cases of discrimination related to employment, it does not directly enforce the FCRA's adverse action provisions. This separation of authority clarifies the different roles that these agencies play in relation to employment and consumer reporting laws.